Most Recent Episode
Thinking about hiring a financial advisor, but aren’t sure where to start? Kim and Emily walk through exactly how to prepare, what to ask, and which red flags to watch for—from confirming fiduciary status to understanding who actually holds your money and why that distinction matters. Get the full checklist for interviewing advisors with confidence.
Ten episodes in, Kim and Emily Kim and Emily swap questions they selected in secret. Hear the childhood money lessons that stuck, the financial regrets they’d undo (including one cashed-out IRA Emily’s still thinking about), the spending habit Emily finally broke, and what financial success really feels like when you stop trying to put a number on it.
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Kim and Emily finally explain what a Registered Investment Adviser is, how your assets are protected, why fiduciary duty makes every decision surprisingly simple, and what Kim and Emily themselves do at the firm every day, including the compliance paperwork no one else wants to touch.
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You’ve maxed your retirement accounts. Now what? Kim and Emily explain why “taxable” doesn’t mean what you think, walk through cost basis and capital gains, and reveal how this unlimited account can fund a dream vacation, bridge an early retirement, or simply let your post-tax dollars work for you without government rules.
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Confused by retirement account acronyms? Kim and Emily demystify IRAs, Roth IRAs, 401(k)s, and Roth 401(k)s using a farmer’s market seed analogy that finally makes tax differences crystal clear. Learn the surprising origin of the Roth IRA, how these accounts can work together in retirement, and why your tax bracket determines your best strategy.
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Start the year organized with Kim and Emily’s essential annual review checklist. Learn how to pull your free credit report correctly, why listing beneficiaries everywhere is crucial, the shocking truth about 18-year-olds and medical decisions, and which year-end financial deadlines you absolutely cannot miss.
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Kim and Emily continue their waterfall framework, navigating the critical decision between maxing traditional 401(k)s or contributing to Roth IRAs. Learn Emily’s controversial take on 529 plans, why automating your savings is essential, and discover when you’ve progressed far enough down the waterfall to need professional guidance.
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Wondering where your money should go first? Kim and Emily introduce the waterfall savings method—a strategic framework for prioritizing your financial goals from employer matches to emergency funds. Learn why paying down high-interest debt counts as savings, how to maximize your 401(k) match, and discover the triple tax advantage of HSAs.
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How do you enjoy life today without sacrificing tomorrow? Kim and Emily tackle one of the most universal financial challenges—finding the balance between living well now and saving smart for the future. Learn why money shouldn’t feel like reward or punishment, and discover the essential pillars that create a solid financial foundation without guilt.
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Ready to build a budget that won’t make you miserable? Kim and Emily tackle the most fundamental financial skill with honesty and practical wisdom, addressing common budget fears and explaining why restrictive budgets fail just as often as extreme diets, plus specific strategies for handling irregular income.
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Meet Kim and Emily, your guides on this journey toward financial confidence. In this inaugural episode, discover what inspired Woodley Farra Manion to create a podcast—without the jargon or usual intimidating factors—for real people who make money decisions. You’ll also learn what a Registered Investment Advisor (RIA) actually does, and why the term “fiduciary” should matter to you.
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